Adding Money

Greenwood holds dollars as USDG, a regulated, fully-reserved stablecoin.

Card or Apple Pay#

Add money with a debit card or Apple Pay directly in the app. Funds are converted to USDG and arrive in a couple of minutes. Onramp fees are charged by the payment processor and shown before you confirm.

Crypto transfer#

Send USDG directly to your address. Coming from another chain or an exchange, send supported stablecoins and they are bridged to your account automatically. Bridges carry their own risk, and we will name the bridge we use rather than describing it as magic.

Bank transfer#

ACH and wire transfers are coming to US members, provided through a regulated partner that handles identity verification and the fiat leg.

Withdrawing#

• To any wallet. Send USDG to any address, anytime. This works today and requires nothing from Greenwood beyond your passkey approval.
• To a bank. Off-ramp arrives together with bank funding.

There are no withdrawal windows, no notice periods, and no exit fees. Withdrawals from Earn depend on available liquidity in the underlying lending markets, which is the one caveat and we would rather repeat it than hide it.