Welcome to Greenwood

Greenwood is an account built around what you own.

Most financial products make your money pick a lane. Cash in checking earns you nothing. Money in a brokerage account can't buy you lunch. Card rewards are glorified coupon books. If you need liquidity, you sell something you would rather have kept, and pay taxes on it for the privilege.

Wealthy investors have avoided that tradeoff for decades. They don't sell appreciating assets. They borrow against them and avoid being taxed on the upside. Almost nobody else has had access to that, because it required a private bank and a seven-figure portfolio.

Greenwood democratized access to these advanced financial tools with the power of tokenized stocks. A stock token can be a portfolio position, a yield-generating asset, and collateral for spending at the same time. Greenwood is built on that single vision.

What you get#

• A portfolio you can spend from. Own tokenized shares of real companies. Borrow against them instead of selling them.
• Stockback Card. Every purchase pays you in tokenized stockshares, not cashback. Spending adds to what you own instead of drawing it down.
• Yield until the moment you spend. Dollars and tokenized stock in your account earn continuously in open onchain lending markets. Currently around 7% estimated APY, variable.
• A self-custody account. Created with a passkey in seconds. Your keys stay on your device, never on our servers.

What Greenwood is not#

Greenwood is a financial technology company. It is not a bank, not a broker-dealer, and not a licensed custodian. Accounts are not FDIC or SIPC insured. Yield is variable and comes from third-party onchain protocols, not from Greenwood. Tokenized stocks are issued by regulated third parties and are available only where those issuers are permitted to offer them. Borrowing against your portfolio carries liquidation risk. Digital assets are volatile and may lose value.

We say this plainly here and everywhere else, because trust built on fine print is not trust.

Membership opens in rings. The oldest requests are onboarded first, and the queue is never for sale. Join the waitlist to claim your ring.